Monday, December 12, 2011

Money Saving Monday - How to Save With a Kroger Plus Card

How to Save More With a Kroger Plus Card

Even though Kroger has taken away the double and triple couponing you can still save at Kroger using your Kroger Plus Card. Some people have even decided to give up on couponing altogether. Let’s face it we no longer really shop, we are shopping to save. I want to show you how to get the most savings from shopping for groceries and things you need even without using coupons. First go to Kroger and get your Kroger Plus card. You need to make one small purchase to take advantage of the online e-Coupons. Buy a gift card.

Right now is a great time to buy gift cards at Kroger. You can receive 4 times fuel points you spend on gift cards towards gas purchases. If you buy one $25.00 gift card, that is 100 point or $0.10 off per gallon of gas. Kroger has a wide selection of gift cards you can purchase. I do all my gift card shopping at Kroger in order to save big on gas.

I usually fill up our SUV at Kroger, since I get such a great savings on gas. Gas is one area that is very difficult to save in a budget. We all use gas and it is not going away or going down in cost real soon. I might as well get as much savings as possible whenever I can on gas. I do this buy shopping at Kroger.

Not only does Kroger have e-coupons online, but they also have and app you can download to load coupons directly onto your Kroger card. Each week Kroger adds new coupons you can add to your card, so check back often. They have coupons for store brand items too. You can’t go wrong with adding coupons to your card. This applies to all Kroger affiliate companies too. I traveled to Arizona this summer where they have Fry’s stores and my e-coupons worked there too. This is great especially for someone who doesn’t want to clip and use coupons. However, Kroger will not allow you to use a digital coupon and a paper coupon together. If you have a better paper coupons, just remove that ecoupon from your card.

There are other e-coupon sites where you can load coupons to your cards too. Take a moment to sign up for UPromise and  Savings Star and easily load digital coupons to your card. Come back here after you finish.

Savings Star is great site, since these coupons are tied to your card, but they are not loaded to your card. You can load as many coupons as you want. You register your Kroger Plus card  and when you use it the savings will sit in an account until you reach the limit to redeem a FREE gift card. I LOVE FREE!

I like to purchase things like milk, eggs and my papers at Kroger. I need to buy these things nearly every week why not get the benefit of extra saving on purchasing them here. Milk is the same price at Walmart, Kroger and Tom Thumb. There may be a sale here and there and I will take advantage of those, but for the most part milk is the same price. Kroger usually has a better price on eggs than Tom Thumb, so I buy my eggs at Kroger. I spend around $10.00 to purchase 4 papers every week. So I will get 10 Kroger fuel points for just purchasing my papers there.

Credit Cards are a good way to get additional savings. This sounds crazy right. How can you get savings from a credit card? This will only work if your credit card is paid in full at the end of every month by not carrying over a balance that will earn you additional interest. However, some credit cards offer a percentage cash back for all purchases made on that card or you could have a card that accumulates airline miles for each purchase you make with that card. Therefore you are making money by purchasing things you already need. This is a good way to replace your debit card for making purchases. This does take a little getting used to using your card this way, but you have to remember you are going to pay this off at the end of the month this is not a loan.

Let’s have a little recap of way to get the most out of using your Kroger Plus Card:

1. Gift Cards - 4 Times Dollar Amount for fuel Points right now
2. Gas – savings from Fuel Points
3. e-Coupons – Just click and load
4. Buy Necessities – Milk, Eggs, Papers, ect…
5. Credit Cards - + 2% or more additional savings on Cash Back Credit Cards or FREE miles

Now go out there and start saving! 

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