Money Saving Monday - How to Save With a Kroger Plus Card

How to Save More With a Kroger Plus Card

Even though Kroger has taken away the double and triple couponing you can still save at Kroger using your Kroger Plus Card. Some people have even decided to give up on couponing altogether. Let’s face it we no longer really shop, we are shopping to save. I want to show you how to get the most savings from shopping for groceries and things you need even without using coupons. First go to Kroger and get your Kroger Plus card. You need to make one small purchase to take advantage of the online e-Coupons. Buy a gift card.

GIFT CARDS

Right now is a great time to buy gift cards at Kroger. You can receive 4 times fuel points you spend on gift cards towards gas purchases. If you buy one $25.00 gift card, that is 100 point or $0.10 off per gallon of gas. Kroger has a wide selection of gift cards you can purchase. I do all my gift card shopping at Kroger in order to save big on gas.

GAS

I usually fill up our SUV at Kroger, since I get such a great savings on gas. Gas is one area that is very difficult to save in a budget. We all use gas and it is not going away or going down in cost real soon. I might as well get as much savings as possible whenever I can on gas. I do this buy shopping at Kroger.

e-COUPONS

Not only does Kroger have e-coupons online, but they also have and app you can download to load coupons directly onto your Kroger card. Each week Kroger adds new coupons you can add to your card, so check back often. They have coupons for store brand items too. You can’t go wrong with adding coupons to your card. This applies to all Kroger affiliate companies too. I traveled to Arizona this summer where they have Fry’s stores and my e-coupons worked there too. This is great especially for someone who doesn’t want to clip and use coupons. However, Kroger will not allow you to use a digital coupon and a paper coupon together. If you have a better paper coupons, just remove that ecoupon from your card.

There are other e-coupon sites where you can load coupons to your cards too. Take a moment to sign up for UPromise and  Savings Star and easily load digital coupons to your card. Come back here after you finish.

Savings Star is great site, since these coupons are tied to your card, but they are not loaded to your card. You can load as many coupons as you want. You register your Kroger Plus card  and when you use it the savings will sit in an account until you reach the limit to redeem a FREE gift card. I LOVE FREE!


BUYING NECESSITIES

I like to purchase things like milk, eggs and my papers at Kroger. I need to buy these things nearly every week why not get the benefit of extra saving on purchasing them here. Milk is the same price at Walmart, Kroger and Tom Thumb. There may be a sale here and there and I will take advantage of those, but for the most part milk is the same price. Kroger usually has a better price on eggs than Tom Thumb, so I buy my eggs at Kroger. I spend around $10.00 to purchase 4 papers every week. So I will get 10 Kroger fuel points for just purchasing my papers there.

CREDIT CARD SAVINGS

Credit Cards are a good way to get additional savings. This sounds crazy right. How can you get savings from a credit card? This will only work if your credit card is paid in full at the end of every month by not carrying over a balance that will earn you additional interest. However, some credit cards offer a percentage cash back for all purchases made on that card or you could have a card that accumulates airline miles for each purchase you make with that card. Therefore you are making money by purchasing things you already need. This is a good way to replace your debit card for making purchases. This does take a little getting used to using your card this way, but you have to remember you are going to pay this off at the end of the month this is not a loan.

RECAP

Let’s have a little recap of way to get the most out of using your Kroger Plus Card:

1. Gift Cards - 4 Times Dollar Amount for fuel Points right now

2. Gas – savings from Fuel Points

3. e-Coupons – Just click and load

4. Buy Necessities – Milk, Eggs, Papers, ect…

5. Credit Cards - + 2% or more additional savings on Cash Back Credit Cards or FREE miles

Now go out there and start saving! 

Friday Finals 12-09-11

I did quite a bit of shopping this week. Since I did so much shopping when it was freezing outside, my cold got worse. I was on the couch all day Wednesday and went to bed early that night. I drank a lot of hot tea with lemon and honey, since I had laryngitis for three days this week. Good thing this is not a video blog, no one could hear me. I am still sick, but feeling much better. If you would like to find more deals be sure to like Pounds4Pennies on FACEBOOK or join me in my Blog Frog Community. If you want to show a little love vote for Pounds4Pennies at TOP MOMMY BLOGS.

Visit last weeks most viewed for more inspiration:


Homemaking Mom
Blessings Multiplied
My Road to Savings

Kroger – 12/06/11

4 Barrilla Pasta $1 each - $1/2 Barrilla coupons Printable emailed coupon

            -Final $0.50 each

I spent $2.00 and saved $3.52 on $5.52 worth of Pasta. The savings reflects the stores normal price of $1.38.

CVS 12/06/11

2 Garnier Fructis Hair Gel $3.99 each

1 Listerine Mouthwash $3.69

1 Luvs Diapers $6.99

2 CVS MultiViatmins B1G1 $7.29 each

1 Candy Canes $1.27

3 Cards $10.27 – these are not in my grocery budget

USED:

2 $1/1 Garnier Fructis Hair item RP 10/30/11

1 $1/3 American Greeting Cards – RED BOX Coupon

1 $1/1 Listerine MouthWash RP 01/09/11

$1 ECB

$10 ECB

Received ECBs:

$3.00 for Garnier Fructis items

$3.00 for Cards

$1.27 for Candy Canes

$2.00 Diapers

$1.00 Listerine mouthwash

I paid $22.49 and saved $15.00 on $37.49 worth of items at CVS this week. I got one jar of vitamins, 1 card and 1box of candy canes for free this week.

SPROUTS 12/06/11

0.94 lbs Dried Cranberries @ $2.99 lb

            -Final $2.81

1 Jar Sunbutter $5.99

1 Jar Texas Honey $3.99 – Used up the rest drinking honey and lemon for my throat.

I spent $12.79 at Sprouts this week. I have two children that cannot eat peanut butter. I buy them sunbutter made from sunflower seeds. So far this one tastes the best. My daughter didn’t like the soybutter and I like that the sunbutter is more natural and tastes better. It is expensive, so I use it sparingly to try to stay within budget.

Tom Thumb 12/06/11

2 Nature Valley Granola Bars $2.99 each – Store Coupon $1.11

            -Final $1.88 each

4 Krusteaz Cookie Mixes $2.69 -  B1G1, 2 $1/2 peelie coupon right below box!

            -Final $0.85 each

2 Gallons of Milk $2.99 – On Sale $1.99 each

I paid $11.12 and saved $11.61 on $22.73 worth of groceries. This is pretty good, since I also bought milk this trip.

Walmart – Can’t find receipt

1 Package Walmart Pull ups $8.49 – Not feeling well, forgot coupons

1 Dishwashing gel $2.49 – I think

I spent around $10.98 this shopping trip.

Overall I spent $59.38 minus cards $53.11 for family budget this week. I saved $28.61. Still under budget and bought diapers twice this week. I didn’t buy a lot of food, but did get some pantry staples for my house. How did you do? I love seeing how all my readers did. Sometimes I find great deals too! Looking at how others shop helps others learn how to use coupons.

Money Saving Monday - Stockpiling

I wanted to write about stockpiling today, since we are in another season where it is good to stockpile items. If you have noticed all the baking supplies in the stores have gone on sale. It is baking season and it is time to stockpile on all your baking supplies. Each season has different items you want to stockpile.

Here are a few items that are on sale right now at most stores and have great coupons to match:

Yeast

Sugar

Canned Soup

French Fried Onions

Corn Starch

Flour

Chocolate chips

The time you want to stockpile and item is when it is FREE or 70% off retail price. I will be making a list and publish it soon of what I found to be my rock bottom or stockpile price for an item. I started my extreme couponing hobby in Feb. of this year and I have now seen all four seasons and I am more familiar when to stockpile an item and when to wait. I used coupons before, but I would only clip the ones I was going to use and when I went to the store the next time I would buy that item. I shopped at Walmart so the prices didn’t change. Or so I thought. Walmart does change their pricing and they do have sales on items. Especially this time of year. Walmart will change prices about once a month or once a quarter depending on the season and the item.

At first this is difficult creating a stockpile. You need to manage having enough food for your family to eat each week and create a stockpile. You may wind up spending more in the first month, but once you acquire a lot of coupons and a lot of variety of items and learn the sales cycles, you will be a pro in no time. If I can learn how to do this, so can you. After the second and third month you should start to see a significant savings in your grocery budget. You will find your list of items you need will decrease, and you spend more money on less expensive items. Saving you money all around.

In order to stockpile you will need a large number of coupons to combine them with the sales. The more coupons you have the easier it is to match up with the items on sale. The general rule of thumb is to purchase as many papers as there are members in your family. I purchase 4 papers and clip the coupons from those in order to match them with the sales when they come along. I print additional coupons on items I really think my family will eat. But normally four papers will do it for us. I can then purchase four of the sale item and create my stockpile when that item is at its rockbottom price and this will be enough to last me through the next time this item will go on sale. You don’t need to clear a shelf of an item. That item will go on sale again and it will have a coupon to match.

I am now at a point where I have a great variety of food to where I can buy at the rockbottom price and still have enough to eat. This takes around four to six months before you have a wide variety of food in order to do this. Stockpiling takes time. If you are like me trying to stockpile and are on a very strict budget it is difficult to accomplish both, but I like a challenge.

Here is what my stockpile looks like.

My pantry

Canned and Baking goods

Boxed items, cereal, breakfast items, Boxes meals, Pasta

My laundry room shelf with juice, Paper towels, a few other items

A shelf in my closet with my bathroom items

Friday Finals Kroger- Mega Event, Tom Thumb, Walmart 11/18/11

It has been a busy week for me. I have done two weeks worth of shopping this week. I will not be shopping next week, but I will still have a shopping linky. I might have two, one for grocery deals and any Black Friday deals you want to share. Let me know if you would like to see two to see other deals people have gotten.

Visit these ladies sites to see other great savings trips. TOP Three Visited Sites Last Week:

Family Fun on a Small Budget

Grocery Shop for FREE at the MART

HomeMaking Mom

If you are still new to couponing, now is the time to stock up on all your baking needs for the year. This is when you will find your lowest prices and great coupon matchups on items like sugar, corn starch, baking powder, yeast and more. Be sure to check expiration dates when stocking up for a long time. There is no sense in buying something to last a year even if you have a coupon, only find the expiration date is 6 months out. However, items like sugar never expire, so grab what you can to stock up now. I was so excited when I saw Tom Thumb had really great store coupons for the month of November that matched with a lot of regular coupons I had for baking items making them FREE or really cheap. Remember Tom Thumb will double or triple one coupon. So I had to make a couple of trips. This store is on my way to take my son to school, so I didn’t feel like I was wasting any gas making the extra trips. I am trying to stock up for the rest of the year for all my baking needs now and stay within budget. This is challenging.

I have decided I am not going shopping in the grocery stores next week. It will be way too crowded, so I doubled my budget for this week to make up for it. Since I am still working on growing my stockpile, I am a tinsy bit over budget. But I did a lot of shopping this week. Here are the results:

SPROUTS 11/15/11

1.71 lbs Whole Wheat Flour @ $0.69 lb - $1.18

1.11 lbs Broccoli @ $0.77 lb - $0.85

1 32 oz Stonyfield Yogurt $2.50 - $1/1 Sprouts magazine

            -Final $1.50

1 32oz Stonyfield Yogurt Vanilla $2.50 - $1/1 Sprouts magazine

I spent $4.98 and saved $2.05 on $7.03 worth of produce and yogurt this week. If you use your own bags at Sprouts you get a $0.05 credit for each bag you use.

Tom Thumb 11/14/11

1 Safeway Mac and Beef $0.99 – Catalina Print FREE Safeway MAC and BEEF

            -Final FREE – I LOVE FREE

1 Wesson Best Blend oil $3.99 – Store Q $0.75/1, $0.30/1 tripled

            -Final $2.34

2 Philadelphia Cream Cheese $1.99 – B1G1 Store coupon

            -Final $0.99 each

1 Wheat Bread $1.50

I spent $5.83 and saved $6.74 on $12.57 worth of food. I went because the mac and beef coupon was about to expire. I will probably donate this when my daughter has a canned food drive this Feb. at school. We have enough Chef already at our house.

Tom Thumb 11/15/11

1 Crisco Shortening Sticks $3.39 – Store Q $0.50/1, $0.50/1 Doubled

            -Final $1.89

1 Betty Crocker Cake Mix $1.79 – Store Q $.50/1, $0.75/ Cake and Frosting purchase

            -Final $0.92

1 Betty Crocker Frosting $1.69 - $0.75/ Cake and Frosting purchase

            -Final $1.32

2 Kraft Parmesan Cheese Tubs $2.50 – 2 $1/1 Peelies found at store

            -Final $1.50 each

2 Philadelphia Cream Cheese $1.99 – B1G1 Store Coupon

            -Final $0.99 each

1 Mission Tortillas $2.19 – Store Q $1/1

            -Final $1.19

2 Dole Tropical Fruit $1.25 – Store Q $0.99 each, $0.50/2 Doubled

            -Final $0.49 each

1 Argo Corn Starch $1.39 – Store Q $0.50/1, $0.30/1 tripled

            -Final FREE – I LOVE FREE

1 Safeway Marshmallows $1.09 – Store Q $0.50/1

            -Final $0.59

1 Fleischman’s Yeast $1.79 – Store Q $0.50/1, $0.30/1 Tripled

            -Final $0.39

2 Bisquick 40oz $2.99 – Store Q $1.00/2, 2 $0.50/1 Printable 1^st Doubled

            -Final $1.99 each

1 McCormick Vanilla 1oz. $3.39 – Store Q $1.50/1

            -Final $1.89

I spent $19.46 and saved $25.97 on $45.43 worth of retail groceries this week. The receipt printed all weird and different on this transaction, so I did my best trying to make it all match up. The regular price for the item printed all at once, then the Reward Card savings printed, then the Store Q, then the Manufacturer Q’s. It was hard to read, but it looked like every transaction took. I went back to the same Tom Thumb later in the week and it printed fine.

Tom Thumb 11/17/11

1 Marshmallows $1.09 – Store  Q $0.50/1

            -Final $0.59

2 Cans Pineapple $1.25 – Store Q $0.52/2, $0.50/2 Dole Pineapple

            -Final $0.49 each

1 Fleischman’s Yeast $1.79 – Store Q $0.50/1, She missed my coupon here $0.40

            -Final $1.29

1 Crisco Stick Shortening $3.39 – Store Q $0.50/1, $0.50/1 Crisco Product Doubled

            -Final $1.89

1 McCormick Vanilla 1oz $3.39 – Store Q $1.50/1

            -Final $1.89

1 Argo Corn Starch $1.39 – Store Q $0.50/1, $0.30/1 Argo corn Starch tripled

            -Final FREE

I spent $6.63 and saved $8.76 on $15.39 worth of groceries. I am stocking up for the holidays and on baking items for the rest of the year. I may do one more small trip to Tom Thumb this week to get the free or close to free items.

Kroger 11/15/11 MEGA EVENT

MEI = Mega Event Item $0.50 off of item

2 Gallons Milk $1.99 each

2 18count Eggs $1.88 each

1 Turkey Bacon $2.00

1 Bananas $1.18

10 Del Monte canned Veggies $1.00 – MEI

            -Final $0.50 each

3 International Delight Creamer 32oz $2.49 – MEI, 1 $0.75/1 Kroger E-Q, $1/2 Int’l Delight creamer

            -Final average $1.40 each

2 I Can’t Believe it’s not Butter $2.49 – MEI, 2 $1/1 ICBNB Q

            -Final $0.99 each

4 Hormel Turkey Pepperoni $2.99 – MEI, $0.55/2 Hormel Pepperoni Products

            -Final $2.22 each

4 Pringles Cans $1.49 – MEI, $1/4 Pringles Q

            -Final $0.74 each

1 Cool Whip $1.49 – MEI

            -Final $0.99

1 Hillshire Farms Lunch Meat $3.49 – MEI, $0.35/1 Hillshire Lunch Meat

            -Final $2.64

3 Kleenex Tissue $1.49 – MEI, $0.50/3 Kleenex boxes

            -Final $0.82 each

2 Honey Grahams $2.97 – MEI, $1/2 Nabisco Products

            -Final $1.97 each

2 Ritz Crakers $2.00 - $1/2 Nabisco Products

            -Final $1.50 each

2 Kroger Tuna $0.69 - $0.40/2 Kroger E-Q

            -Final $0.49 each

1 Heluva Dips $1.50 - $0.75/1 Heluva Dips

            -Final $0.75 each

1 Carnation Dry Milk $2.00 - $0.50/1 Carnation Dry Milk

            -Final $1.50

2 Nutri Grain Bread B1G1 $4.09

            -Final $2.05 each

I spent $55.50 and Saved $48.45 on $103.95 worth of groceries retail. This should have been more.  As I was reviewing my receipt I noticed a few price discrepancies that should have made it more like 50% savings. I am now stocked up for the winter on baking and canned goods, which is something my pantry was lacking. I can’t wait until the frozen veggies go on sale in a few months. I really would rather buy frozen, but canned it good when you need something fast.

Walmart 11/17/11

2 Huggies Slip on diapers $9.47 – 2 $3/1 Slip on diapers

            -Final $6.47 each

1 Millstone coffee $11.88 - $2/1 Millstone K-cup

            -Final $9.88 each

1 Celestial seasonings Chai Tea $2.28 - $1/1 Celestial Seasonings Tea

            -Final $1.28

1 Eight o Clock Coffee $4.88 - $0.75/1 All You

            -Final $4.13

1 White Chicken Chili Pack $1.08

2 Minute Maid Juice $2.98 – 2 $2/1 Minute Maid Boxes Printable

            -Final $0.98 each

2 lbs Sweet Potatoes $0.65 - $0.33 lb. TIME TO STOCK UP. You can cook these and freeze them

1 Marzetti Pepperocini $1.72 - $0.50/1 ALL You

            -Final $1.22

1 Ovaltine Malt $3.48 - $1/1 Ovaltine

            -Final $2.48

4 Libby’s Veggies $0.75 - $1/4 Libby’s Veggies

            -Final $0.50 each

2 Nestle Cocoa 6 pack $1.00 - $0.55/1 Printable

            -Final $0.45 each

I spent $40.02 and saved $17.35 with coupons for $57.37 items at Walmart. There were a few coupons on items that I wanted and didn’t want to wait to try to fit them into the budget, so I just got them without having to keep coming back and work them into the budget each week. Some of the coupons were close to expiring, so I used them instead of wasting that coupon.

GRAND Totals for the week. I spent $132.42 and saved $109.32 on $241.74 worth of grocery and household items this week for two weeks worth of shopping. I am a little over, but I can make that up in the next weeks.

How did you do this week? Did you stock up on baking items? Share your results below, so others can learn from your savings trips.

Friday Finals 11 4 11

I wanted to thank everyone who voted for me at Top Mommy Blogs. I am now #3 on the Frugal Living page and I am ranked 116 overall.  It only takes a second to vote by clicking Top Mommy Blogs and that gets me one vote. Let’s see if my readers can get me into the top 100 this week! I would be so delighted. Now on to shopping…

Last week the most viewed were:


1. Weekly Shopping
2. Saving a Bundle
3. Saved by the Sale

Stop by these ladies sites to view some awesome savings!

I went shopping at Kroger twice this week, since my parents came into town and I needed a few things. Hence, the tiny shopping trip listed first.

Kroger shopping

1 Kroger corn chips $1.00
4 Barrilla pasta $1.00 - 4 $0.55/1 Barrilla Pasta SS 09/18/11
            - Final $0.45 each
2 lunchmeat $2.99

I spent $8.78 and saved $3.72 on $12.50 worth of retail food. My parents came into town and we wanted sandwiches. I didn’t have any lunch meat, so I had to go to the store.

Kroger # 2

3 Kuerig coffees 12 Pack $4.49 clearance rack reg. $11.88 each
2 Sour Cream $1.00 each
2 lbs Cheese $2.99 each
1 Planters Peanut butter $2.50 - $1/1 Kroger eCoupons
            -Final $1.50
1 Package Sliced Cheese 1lb. $2.99
1 lb carrots $1.00
1 turkey @ $0.59 lb $6.82

$35.74 and saved $18.12 on $53.86 worth of groceries retail. This is more savings, since the Kuerig coffees did not reflect as savings on the receipt. I could add another $15.00 in savings and value. I bought peanut butter because of the $1.00 ecoupon and the Peanut crisis. I have enough to last until June. So if any more sales come up. I will get some more. 

Walmart Shopping

No Pic

1 Huggies Slip on Diapers $9.49 - $3/1 Huggies slip on diapers

            -Final $6.49

Overall this week I spent $51.01 on family needs and saved $24.84 on $75.85 worth of Grocery needs. This is more savings, since the Kuerig coffees did not reflect as savings on the receipt. I could add another $15.00 in savings and value.

I need cheese. If anyone has any good cheese deals out there PLEASE let me know. I am having a difficult time.

I didn’t feel like I got a whole lot for my money this week. I seem to be in a bit of a slump. Does anyone else feel there are not as many GOOD deals out there as there used to be?

How did you do this week? Please share your shopping trips below so others can see and learn how to save. 

Friday Finals 10-28-11

Wow what a night. First my daughter had a soccer game after the cold front blew in while it was raining. The sign of a true athlete will play in the freezing rain. The sign of true love is the parents who sit there and cheer them on.  It was very cold and it took me a long time to warm up. Then to come home and stay up late to watch the Rangers loose last night makes for a very slow day today. Lots of caffeine has been consumed to write this post. Since I normally prepare my shopping post on Thursday evenings, I just didn’t have time last night. I will post what I spent and how much I saved. Then maybe later tonight I can update this post.

I still would like to see how everyone else did this week, so LINK UP below! Here are the entries with the most links:

Saved by the SALE

Grocery Shop for FREE

Weekly Grocery Shopping

Frugal Stepmom

Walmart

I spend $31.27 and saved $17.10 plus more, since I did several price matches, on $48.37 retail.

Sprouts

$2.28 on fresh produce

Tom Thumb

I spent $12.43 and saved $22.80 on $34.72 worth of retail.

CVS

I spend around $10.00 Saved $6.00 on $16.00 retail at CVS.

I spent around $56.00 and saved $45.90 on $101.90 retail.

How did your shopping trip go this week? Link UP below

Money Saving Monday

Step 3: Big Savings on your Grocery Bill

If you have been following my couponing series the past couple of weeks, you should have accumulated tons of coupons by now. You can read my previous two posts:


1. How to start couponing. Coupoing 101
2. Go Shopping


If you do not have a lot of coupons you can PRINT COUPONS for free. If you have started trying to acquire coupons, you have probably printed a ton off the internet in order to create a nice coupon stash. I know I did when I first started. I had stacks and stacks of coupons to cut. I had the whole family cutting them out for me for a while. Now it is under control.

Now that you have quite a few coupons and you have made your first trip to the store, you are ready to take it up a notch. How did you feel the first time you scored saving 60-70%? It felt great, right? I know it was great for me, since we needed food and we needed food fast.

Maximizing Grocery Savings
Let's talk about your next trip to the store where you are going to do a larger shopping trip and make a larger list. Go to a matchup website such as Saving Well Spending Less or Southern Savers and pick the items where you can save 60-70% on items. Now that you have more coupons you should find more items to matchup. You will want to find items at the lowest price, then purchase as many of them as you have coupons for. This way you will save the most on that particular item until it goes on sale again.  The major grocery stores have sales that are discounted below Walmart price to entice you to go there and do your normal shopping buying items on sale and items that are not on sale.

Make a Grocery List
Now it is a good idea to gather your coupons from the matchup sites and make or print your list. Keep your coupons in a separate folder or envelope. Before you check out, check your coupons to see if they match according to brand size and type. Count the number of items in your cart and make sure you have the same number of corresponding items to match the coupons you have clipped. Then proceed to the check out. Be nice to your cashier as you check out. Find out if they would like coupons as they scan the items or after they scan.

When you are checking out pay close attention to the scanned price of an item and also make sure all your coupons are scanned. This is much easier to do if you don't have your kids with you, but if you are like me, most times that is not an option. If not try to review your receipt before you leave the store. I saved over four dollars on a trip because something didn’t ring up correctly and went to customer service for my refund.  Always be courteous, especially if you can calmly explain the error they will give a refund.

My standard price to buy an item is below Walmart price or 50% or higher. It is a good idea to know your prices when you are shopping for an item. Walmart claims to have the best price. What that really means is they have the better than the stores normal price. I will share a price list with you in a later post. It is not quite complete, since many rock bottom prices are going up. The only thing I normally buy that is not on sale is milk.

If you can also take a moment to vote for me at Rate My Blog @ Top Mommy Blogs

1. How to Start Couponing. Couponing 101


2. Step Two Shopping


4.  Step Four Drug Store Shopping - CVS

Have you tried the first two steps in my series? Do you have any questions? I will do my best to help answer any questions you may have.

Tips for Tuesday

I have a bunch of coupons. Now what?  You are so excited you want to rush out to the store and buy everything you now have a coupon for. However, that will not save you very much money and you will be extremely frustrated. In order to save using coupons you need to have a lot of coupons and you also need to create a stockpile. You cannot do this over night. This will take some time.

Pick the Store Where You Want to Shop

You should decide which store you would like to shop by looking at the weekly flyers sent to you in the mail. I receive mine on Tuesdays for sales starting on Wednesday. Stores like WalMart might have the best everyday pricing available; however, stores like Kroger and Tom Thumb, in the Dallas area, will have several items at a DEEP discount sale, a better than WalMart price. The real secret is to buy at the below WalMart price and to purchase a lot of an item to last you until the next sale.

Now look through the flyer you have received from the store. Is there anything in there you have coupons for? Is that a really good price for the item? If not keep looking try to find at least three to four items you have coupons for, on sale and you want to eat.

Find a Match Up Site

Check out coupon Match-Up websites to help you in your search. I usually use Saving Well Spending Less or Southern Savers. Southern Savers indicates which is a great stock up price by a little acorn. This is great for beginners. Saving Well Spending Less will let you know if there is a great match up or deal idea for items. These have the items listed with the matching coupons and where to find the coupons.  You can make your list of three to four items and print it from the website with the corresponding coupons.

Print Your List and Gather Your Coupons.

Simple Steps:

1. Find the store you would like to shop.

2. Go to a Matchup Site check prices and coupons.

3. Print your list and gather your coupons

4. Go shopping and start saving

It is important to start small to see how much you can save on your shopping order with the sale and coupons. If you go while you are doing your normal shopping trips you won’t see the big savings and may get more discouraged. I know when I saw my first 60% savings receipt I was really excited.

You will need to buy at the lowest price and purchase enough to last you until the next sale. This is known as stockpiling. You may also need to make trips to several different stores in order to get the best deals possible.  Another option is to price match at WalMart, but many stores have deals that are unadvertised where you can still get great deals by shopping around the store. I will talk about price matching WalMart in a later post.

I would say it was a comfortable three months before I was able to create a stockpile and have enough food in order to create any meal I wanted from my stockpile. This is something that will take time to create and mold into your family’s eating habits. If you are concerned about stockpiling and how to store your food I will be posting more on that in the next couple of weeks.

If you missed the first part in my series, go my How to Start Couponing series to start from the beginning.


You can continue on in this series by reading: 

3. Step Three to saving BIG on your Grocery Bill


4.  Step Four Drug Store Shopping - CVS

Let me know if you have any questions. Have fun shopping and let me know how you do!

Money saving Monday - Extreme Couponing

Good news… My neighbor CC, who lives right behind me, was out shopping at Wal-mart and a lady noticed her binder and how organized her coupons were. She asked CC if she would mind doing a class showing how she coupons and gave CC her card. She works for a women’s advocacy place. Where they try to teach women how to get back on their feet after a tragedy or who need assistance. My neighbor said she would call her back after she talked to me. I was so excited she told me about it and gave me the opportunity to do this with her. I have wanted to teach a class. So I am going to be expanding my Couponing 101 series and featuring this on my Monday segment Money Saving Monday. I will be writing most of the copy and she will help with graphics and the Power Point. She is much better than I am. If you don’t want to miss the posts, be sure to join via GFC or LIKE Pounds4Pennies on Facebook to receive all the latest updates.  I post more items on these sites than my blog.

Couponing 101

How can I save 60% or more on my shopping trips? I will show you all the basics to learn how to start extreme couponing, where to get free coupons, how to organize coupons and how to stockpile by using coupons. Each store has a sales cycle that runs anywhere from a 6 to 8 week cycle for an item. Then the item will be at a rock bottom price. This is when you want to purchase the item and combine it with a coupon to get the most food for your dollars. 

How and where do you get coupons?

1. Ask your friends if they are going to use their coupons in their Sunday paper. If not, ask if you can have theirs.

2. Purchase 2-6 papers. So you can have multiple sets of coupons. Also Parade Magazine is in the paper and has coupons in there from time to time. And check through the paper. I have found coupons on the back of some of the sections in an ad. A good rule of thumb is to buy as many sets of papers as you have in your family.  Why so many? If there is a good sale on a product you will want to buy as much of that product as you can to have enough to last you until next time that item goes on sale.

3. All You magazine has many coupons in the magazine. It usually over $50.00 in coupons. This usually pays for itself each time I purchase this magazine. It is well worth it.

3. Places of business. Check with your local coffee shop, auto care center or dr. office to see if you can have the coupons from the Sunday papers they receive. I have to say I have never done this, but I have heard you can try.

4. Grocery stores or convenience stores have blinkie coupons. Blinkies are the little smart source machines in the Grocery store that blinks at you to take a coupon. Now that you are looking for them, you will be surprised at how many you will see. Again rule of thumb would be to get 4 or so, but don’t take them all. Leave some for the next person. You probably aren’t going to use them all anyway.

5. Coupon fairies leave coupons by products that they are not going to purchase or they do not want. You may get lucky and find some coupons there. I always leave formula coupons by formula for people with babies.

6. Products have peelies that can be peeled off to use at a later date. These are usually higher in value than other coupons. Also be sure to look to see if there are any peelies on the product you are going to purchase or if there are coupons included inside the product.

7. There are several sites you can print coupons from and some even reward you for printing and using a coupon from their site. I use quite a few printable coupons every week. I recommend getting a cheap laser printer. Some time the printed coupons are a higher dollar value than the ones in the papers. Go to SwagBucks and signup. You will get rewards for using coupons. Coupons.com, SmartSource.com, Red Plum.com and Target are other great resources for coupons. You can normally print these coupons twice. You will need to use another computer to print more coupons.

8. Facebook is a great resource for coupons. Many times if you like the page of a particular item you can then get a printable coupon from them. Please note they will then want access to your friends and your information. After you like them and print your coupon go in and remove that program from your apps to prevent them from gathering your information and your friends information.

9. If you have a favorite product visit their website to see if they have coupons available to print. Check back once a quarter to see if they will refill the coupon prints. At the start of a quarter they will usually reset the coupons for you to print.

10. Call or write the company and tell them how much you enjoy their product. Sometimes they will send you coupons to get the item for free. I know several people who do this and get free items, even for meat products.

Bottom line More Coupons = More Savings

Ok now I have tons of coupons what do I do with them?

How to organize your coupons?

I don’t have the best answer for you, but I can tell you what I do to organize all my coupons. I started with the Clip and go system, then I transitioned to the Binder System. I use the binder method to organize my coupons. I like knowing all my coupons are always at my finger tips whenever I go to the store. This is more time consuming than the other methods I will show you, but you can ensure you will always have your coupons with you.

The CLIP and go System

This filing system is one of the easiest to get started. Take your inserts from the paper and put them in a hanging file folder. Label the folder with the date of the inserts. This is easy and I feel this is the best way to get started so you don't feel so overwhelmed at first. You just pull the insert from the folder and go to the coupon you want and clip it.

Baseball Card Binder System

The second way is the Baseball card holder/Binder system. Purchase baseball card plastic holders and place them in a large binder. You will need at least a three inch binder or bigger and a lot of baseball card holder pages. Cut coupons you would most likely use. File them in baseball card holders. I have seen several different methods used for this.

• Alphabetically by product name
• Grocery aisle
• Categorized by products ie (healthcare, cereal, dairy...)

However your brain works to categorize things is the best way for you. There is nothing set in stone here. You customize this to the way you are going to remember how to find the coupon when you need it in a moments notice. This just depends on how much time and energy you will have to devote to this.

Combination system

Clip the coupons you are most likely going to use and file them according to the baseball card/binder system and organize them. Then the left over coupons you can file in the clip and go system for deals you may still want to get on items you may not normally buy, but you may need later. This is great for seasonal items. I like to wait until a good sale to stock up on.

Ok now you know where to get coupons and how to start organizing them. Take some time and figure out what your plan of action is going to be to acquire coupons and what method you are going to use. Go out and purchase the items you need to get organized and set up your system. This will make it easier as you get more coupons you can file them right away and be done with them.

Leave me a comment on how this goes for you or if you have any questions. I will do my best to help.

Happy Couponing!